San Francisco Homes under $1 million

Welcome to San Francisco, a vibrant city where stunning landscapes meet rich cultural heritage. Nestled in the heart of California, this iconic metropolis is renowned for its picturesque views, historic architecture, and a diverse community that breathes life into every corner. From the majestic Golden Gate Bridge to the charming streets of Haight-Ashbury, San Francisco is a city that offers something for everyone.

For those seeking a home in this dynamic city without breaking the bank, you’ll be delighted to discover that there are homes available for under $1 million. While the real estate market can be competitive, savvy buyers can find charming condos, cozy single-family homes, and stylish townhouses that fit their budget. Neighborhoods like Excelsior and Bayview-Hunters Point are emerging hotspots, offering great value while still providing easy access to the city’s vibrant amenities.

Imagine sipping your morning coffee while gazing at breathtaking views of the Bay, or taking a leisurely stroll through one of San Francisco's many parks. With a diverse selection of dining options, cultural attractions, and outdoor activities, living in San Francisco means embracing a lifestyle filled with adventure and excitement.

Whether you’re a first-time homebuyer or looking to invest, the opportunities in San Francisco are as vast as its iconic skyline. Don’t miss your chance to become part of this extraordinary city, where your dream home awaits, all while staying within your budget. Explore the possibilities today, and let San Francisco welcome you home!

Newest San Francisco Homes under $1 million

$950,000

3 Beds ⋅ 3 Baths ⋅ ML82064235 MLS

Perfectly positioned in San Francisco's Ingleside neighborhood, this property presents a rare investment opportunity ideal for landlords, contractors, flippers, or savvy buyers looking to customize their dream home. Offered completely in "As-Is" condition, this remarkably spacious home boasts an expansive dual-level layout designed for maximum use of space. The upstairs features a generous master bedroom with a huge walk-in closet, full kitchen, bright living spaces, and an additional bonus room. The lower level offers incredible flexibility with multiple rooms, a massive storage area perfect for customization and a spacious backyard for expansion or a gardener's paradise. It is ideal for commuters, offering immediate access to the I-280 freeway and sitting just minutes away from the Balboa Park BART station and major MUNI lines. Enjoy conveniences along the bustling Ocean Avenue corridor, alongside close proximity to CCSF and SFSU. Take a short trip to Ocean Beach, Lake Merced, and Golden Gate Park. Whether you want to renovate and hold as a high-yield asset or reimagine city living, 35 Edgar Ave is the blank canvas you have been waiting for! Buyers are advised to verify square footage, room counts, and past improvements.

35 Edgar AVE, San Francisco

Listed by Rica Domingo, 415-794-6188 from Berkshire Hathaway HomeServices DrysdaleProperties
(If provided) CoList: from

$832,888

1 Beds ⋅ 1 Baths ⋅ BE41150816 MLS ⋅ BEACON BLDG.

Indulge yourself in sweeping San Francisco skyline views and convenient Mission Bay living from this bright and updated 1-bedroom, 1-bathroom residence at The Beacon. Unit 909 offers approximately 823 sq. ft. of comfortable living space with oversized windows framing views from Twin Peaks to the Bay Bridge. Features include wide-plank hardwood floors, modern lighting, granite countertops, stainless steel appliances, a spacious walk-in closet, oversized bathroom, in-unit washer and dryer, remote- and app-controlled shades with blackout shades in the bedroom, and a Ring video doorbell. A leased parking space for an additional fee is included in the covered, gated garage near the elevators, with an EV charger in the parking spot. Residents enjoy 24/7 concierge and security, an outdoor pool and hot tub, fitness center, sauna, redesigned clubhouse with kitchen, business center and conference room, landscaped courtyard, dog park, and private resident access to Safeway, all just moments from Oracle Park, Chase Center, highways 280 and 101, dining, entertainment, and public transportation.

260 King Street 909, San Francisco

Listed by Shweta Aphale, (925) 918-3885 from Keller Williams Tri-Valley
(If provided) CoList: Shalini Sadda from City Real Estate

$895,000

1 Baths ⋅ ML82064024 MLS

Take in breathtaking views of the San Francisco Bay and Bay Bridge from this inviting studio at 1451 Montgomery Street. Large windows frame the stunning waterfront vistas, bringing natural light and the beauty of the Bay into your living space. Enjoy the charm of San Francisco living in a location that offers a distinctive urban experience, with the added convenience of an elevator building, one-car parking, and an on-site laundry facility. A rare opportunity to enjoy spectacular views, everyday convenience, and the unmistakable appeal of San Francisco. Perfect as a city pied-à-terre or a home base for enjoying all that the city has to offer.

1451 Montgomery ST 6, San Francisco

Listed by Daniel Buckley Chavez, 650-576-5708 from Coldwell Banker Realty
(If provided) CoList: from

$399,000

1 Baths ⋅ ML82059842 MLS ⋅ Gramercy Towers Condominium BLDG.

Experience quintessential Nob Hill living in this charming fifth-floor studio at Gramercy Towers. Set in the heart of one of San Francisco's most iconic hilltop neighborhoods, the residence enjoys captivating cityscape views and an exceptional location beside The Masonic, across from Grace Cathedral and Huntington Park. With a 98 Walk Score® and 100 Transit Score®, shopping, dining, entertainment, culture, and everyday conveniences are close at hand. The California Street cable car runs directly past the building, providing easy access west toward Van Ness Avenue and east through the Financial District to Market Street, with the Ferry Building nearby. Union Square and Chinatown are each approximately a five-minute walk away. Gramercy Towers offers an impressive collection of amenities, including a doorman, fitness center, pool and spa with sweeping views, and a dramatic domed oculus skylight above the pool. Convenient laundry facilities are available in the building, while acclaimed Osso Steakhouse is located downstairs. Ideally positioned for enjoying the best of San Francisco, 1177 California Street, Unit 552 presents an exceptional opportunity to own a stylish city studio and embrace the distinctive energy, elegance, and convenience of Nob Hill. A city retreat awaits you here.

1177 California ST 522, San Francisco

Listed by Stanley Lo, 650-373-0007 from Green Banker Realty
(If provided) CoList: from

$648,888

1 Baths ⋅ BE41150471 MLS ⋅ Other BLDG.

Oversized Bright, airy Studio, Lives Like a 1BEDROOM at The Bristol on the 3rd floor with sweeping community and SFO views from Rooftop. $648,888 | 728 Sq Ft | Deeded PARKING Included SELLER INCENTIVE: 6 MONTHS OF HOA DUES PAID AT CLOSE OF ESCROW. Welcome to Unit 302 at The Bristol - an expansive, thoughtfully laid-out studio that lives like a true one-bedroom, in one of San Francisco's most exclusive island communities. Soaring near-10-foot ceilings and floor-to-ceiling windows flood the home with natural light. The main living area is generously proportioned, with a defined sleeping area separated from the living/dining space, giving you the flexibility and privacy of a one-bedroom without the one-bedroom price tag. The chef's kitchen features Arclinea Italian cabinetry, Miele appliances, and Dornbracht fixtures, complemented by wide-plank white oak flooring throughout. Deeded, side-by-side PARKING SPACE INCLUDED, a rare and valuable inclusion in this building. INCLUDED- Building amenities: 24/7 security and STAFFED front desk, fitness studio Classes, GYM, EV Charging, EV Bike rental, Private working space and resident lounge. Beautiful San Francisco ROOFTOP lounge with a BBQ terrace, dog park, and access to 72 acres of trails, parks, and Clipper Cove Beach access. FERRY

1 Bristol Ct. 302, San Francisco

Listed by Todd Carter, (925) 914-5844 from RE/MAX Accord
(If provided) CoList: from

$949,000

3 Beds ⋅ 2 Baths ⋅ ML82062832 MLS ⋅ Lake Merced Hills BLDG.

Rare Opportunity to own a Top Floor 3 BR/2Bath End Unit in Lake Merced Hills! Artfully and beautifully updated, this home pulls you in to a tranquil and secure living space. The vaulted ceilings create a wonderful feeling of openness and spaciousness. Corner end unit means there is only one shared wall. Enjoy the cozy woodburning fireplace in the living room on cool nights, as well as the private relaxing balcony. Primary suite also features a double vanity and walk-in closet. Convenient in unit laundry, secure garage parking space, and garage storage closet. HOA amenities include clubhouse, pool, spa, tennis and pickle ball courts, along with 24 hour security controlled access to the community. Outstanding South West SF location puts you within 5 minute freeway access, Westlake Shopping Center, and Stonestown Galleria. Discover Lake Merced with its 4.5 mile loop for running and cycling, picnic areas, outdoor fitness equipment, boathouse, launch, and fishing pier. Also nearby is TPC Harding Park, Fleming Golf Course, Ocean Beach, Pacific Highway, and Fort Funston.

208 N Lake Merced HLS 4F, San Francisco

Listed by Shawn Belknap, 408-930-1181 from North First Realty
(If provided) CoList: from

$649,000

2 Beds ⋅ 2 Baths ⋅ ML82063266 MLS

Set in San Franciscos Hunters Point Shipyard neighborhood, this three-level townhome pairs clean architectural lines with inviting indoor and outdoor spaces. A private street-level entry sits beside the frosted-glass garage door, with parking and storage at ground level. On the main living level, dark wood floors and recessed lighting connect the open living and dining areas to a kitchen with white cabinetry, quartz countertops, a mosaic tile backsplash, stainless steel appliances, a gas range, and an island. Upstairs, the bedrooms and baths include a tub and a glass-enclosed shower with tile accents. A fenced rear yard with patio offers room to relax or entertain. Neighborhood parks and open space add to the setting, with access to Dogpatch, Chase Center, Third Street Muni service, and Highways 101 and 280.

Friedell ST, San Francisco

Listed by Rick Barrelier, 650-412-7134 from eXp Realty of California Inc
(If provided) CoList: from

$948,000

1 Beds ⋅ 1 Baths ⋅ ML82063181 MLS ⋅ Lumina BLDG.

Welcome to this one-of-a-kind 1-bedroom, 1-bath residence at LUMINA, featuring a rare expansive private courtyard patioa peaceful outdoor retreat in the heart of San Francisco. This thoughtfully designed home offers a wonderful balance of comfort and tranquility, with a lush courtyard setting that extends the living space outdoors. The contemporary interior features a full-size European-style kitchen with premium appliances and finishes, central heating and air conditioning, and in-unit laundry. LUMINA offers an exceptional resort-style lifestyle with an indoor lap pool, state-of-the-art fitness center, climbing wall, spa, sauna and steam rooms, residents lounges, private dining and entertaining spaces, movie theater, and beautifully landscaped rooftop terraces. Ideally located in South Beach/Rincon Hill**, just moments from the Embarcadero waterfront, Salesforce Park, Ferry Building, Financial District, Oracle Park, restaurants, cafés, shopping, and convenient transportation. A rare opportunity to enjoy private indoor-outdoor living, world-class amenities, and metropolitan convenience in one of San Franciscos premier luxury communities.

333 Beale ST 3A, San Francisco

Listed by Agnes Huang, 650-686-0005 from Keller Williams Thrive
(If provided) CoList: from

$788,888

2 Beds ⋅ 1 Baths ⋅ ML82062858 MLS

Welcome to this charming 2-bedroom, 1-bath home in Excelsior District. Offering approximately 800 sq ft of living space on a 1,250 sq ft lot, this home features a bright and inviting living room, a functional kitchen with granite countertops and ample storage, and spacious bedrooms. The property also offers a recreation room, plus two bonus rooms and a full bath, providing flexible space for a home office, guest area, hobby room, or additional living needs. Step outside to the backyard, offering space to relax, entertain, garden, or enjoy the outdoors. Conveniently located near neighborhood shops, restaurants, McLaren Park, Balboa Park Station, public transportation, and major commuter routes including I-280 and Highway 101. Enjoy easy access to Mission Street, San Jose Avenue, Ocean Avenue, BART and Muni, while being close to the many amenities San Francisco has to offer. A versatile property with plenty of space and a convenient location an opportunity not to be missed!

400 Munich ST, San Francisco

Listed by Nick Huynh, 408-891-4532 from Kinetic Real Estate
(If provided) CoList: Leonardo Morales from Kinetic Real Estate

$939,000

2 Beds ⋅ 1 Baths ⋅ ML82063041 MLS

Welcome to this stunning ground-floor home in NOPA (North of Panhandle)one of San Franciscos most vibrant and sought-after neighborhoods. Tucked along a quiet, slow-street corridor known for its community feel and neighborhood block gatherings, this condo perfectly pairs city living with charm and function that supports life on the go. The condo features high ceilings and sleek European oak hardwood flooring throughout. The generous main living area flows into an outfitted kitchen with crisp Quartz countertops and a large social island with seating. The primary bedroom boasts a deep walk-in style closet, while the versatile second bedroom makes an ideal home office, nursery, or guest room. The house is complete with a tile-accented full bath, central heating with smart controls, 1-car deeded parking in the garage and private storage space, and shared top-tier laundry amenities. Walkable to Divisaderos iconic dining scene, cafes, boutiques, and parksthis move-in ready retreat is San Francisco living at its finest.

649 Lyon ST 649, San Francisco

Listed by David Wendt, 408-910-5640 from Elite Real Estate Services
(If provided) CoList: from

$985,000

2 Beds ⋅ 1 Baths ⋅ EB41149655 MLS

Welcome to this bright and inviting San Francisco residence, offering a wonderful combination of charm, outdoor space, private parking, and exciting future potential. This 2-bedroom, 1-bath home features approximately 850 square feet of thoughtfully arranged living space on a generous 3,125-square-foot lot. Filled with natural light, the home offers a warm and welcoming atmosphere with comfortable spaces for everyday living and entertaining. A long private driveway provides coveted off-street parking and leads to a one-car garage-an especially desirable convenience in San Francisco. The expansive backyard is a standout feature, offering an exceptional canvas for outdoor entertaining, landscaped gardens, a private retreat, or an extension of the home's indoor-outdoor lifestyle. The size and configuration of the lot may also offer an opportunity to explore the addition of an Accessory Dwelling Unit (ADU), potentially creating additional living space, guest accommodations, a home office, or rental income. Buyer to independently investigate and verify ADU feasibility, zoning, permitting requirements, allowable uses, and development potential with the City and County of San Francisco and other appropriate professionals. Conveniently located with access to neighborhood shopping, din

274 Thrift St, San Francisco

Listed by Romeena Ghaziani, (510) 812-4966 from ROMEENA GHAZIANI, BROKER
(If provided) CoList: from

$309,624

2 Beds ⋅ 2 Baths ⋅ BE41149641 MLS ⋅ Not Listed BLDG.

2-bedroom Below Market Rate (BMR) housing opportunity available at 80% Area Median Income (AMI). Maximum income: 2 people=$103,750; 3=$116,700; 4=$129,700; 5=$140,050. Must be A 1st-time homebuyer & income eligible. Unit available through MOHCD & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org), starting on the application date, 9/28/2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre- approval & homebuyer education verification due 10/20/2026 at 5:00 PM. Open Houses: Fri 10/2, 5-7 PM; Sat 10/3, 1:30-4 PM; Sun 10/11, 1:30-4 PM. Fair Housing Opportunity.

200 Brannan St 114, San Francisco

Listed by Shan Susan Gao, (510) 213-0770 from Compass
(If provided) CoList: from

Start Your Search

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Fine Group Real Estate are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.